Building Assets, Building Credit

Building Assets, Building Credit

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qExamines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguardsq--Provided by publisher.... or unreliable, minimizing the impact of poor quality data far more than would be possible using manual underwriting. ... The principal difference is in the weights accorded to each factor, which account for the correlation between factors and the limited number of factors that are included. ... In 1987, Management Decision Systems (now part of Experian) introduced the first mass-marketed generic credit anbsp;...

Title:Building Assets, Building Credit
Author: Nicolas Paul Retsinas, Eric S. Belsky
Publisher:Brookings Institution Press - 2006-05-25

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